Mlm Success Secrets: Choosing The Right Mlm Business

By n9LwR4 On January 16th, 2016

By Eric Wilkes

Choosing the right mlm business can be a daunting task for some people. Especially for those who are starting their own business for the first time. This industry has been around for many years and made many people very rich. While the effort you put into a business of your own is most certainly what you will get out of it, you must be sure you are making the right decision to get involved with starting a business. With so many opportunities available how can you be sure you are choosing the right business?

Choosing the right mlm business is crucial to your success. Over 92% of mlm business owners fail every year for many different reasons. A big reason is that most people get involved expecting to make big money right away and never see stick around long enough to see the results. Another reason is because there are a lot of companies that never make it off the ground and close their doors leaving you with nothing. The following mlm secrets of success guide will help you be a part of the 8% of individuals who do make it in the mlm business world and become a part of the top 1% of money earners in the United States.

1. What Are You Passionate About?

When thinking about getting involved with an mlm business think of something you are passionate about. This will help you in the long run, if you are passionate about a product or service, it’s easy to be passionate about your business and it will be hard to get discouraged by any negativity that may be around you. If you truly believe in what you are marketing, your passion will shine through, others will notice and the results of your efforts will be reflected tremendously.

2. Evaluate Leadership

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Leadership is one of the biggest mlm secrets of success. Look at the credibility of the owners of an mlm company before getting involved. When choosing the right mlm business, consider the length of time the company has been incorporated, if it’s only been around a couple of years, understand that a lot of mlm companies are unsuccessful in the first 3-4 years. If the owners have a proven track record there is a good chance you are getting involved with a legitimate opportunity and you can rest assured the company will be around for years to come.

I would also evaluate the leadership abilities of your upline sponsor. How readily available is your upline sponsor if you need help? If you don’t have a phone number and an email address I would be wary of the leadership above you. You want to be sure you are going to be able to get a hold of your upline for support or your business is doomed.

3. Evaluate The System and Training

This step is a very crucial step to your success. Be sure that the company you are choosing has some type of system and ongoing education to ensure your success. I wouldn’t join any company that doesn’t have a clearly defined direction for their new representatives. When choosing the right mlm business, you must understand the products and services that you are marketing or it does you no good to have a business of your own. Evaluate the marketing tools that are available to you and make sure there is some type of marketing system for obtaining leads. Without tools and a system it will be hard to find prospects to market your product or service to and you are risking the chance of being a statistic in the 98% of those who fail.

4. Quality Of Products And Residual Income

Residual income is the reason why most people get involved with an mlm business. It ensures our income keeps coming in when we are ready to stop working. The quality of the product or service you are marketing is the key to a repeat sale in order to create a solid residual income. Again, I would say be sure you are passionate about what you are marketing and you won’t have to worry about this.

5. Evaluate Yourself

You have to ask yourself is now the right time for you get involved with a business of your own? Is it the right time for you to be doing something? You must understand that getting involved with a business takes hard work, dedication, commitment, heart and desire. Be prepared to make sacrifices. Being successful is not easy and if you aren’t prepared to make a few sacrifices you will be heavily disappointed. If you aren’t ready and don’t have all of these things, it’s probably not the right time to get involved.

Once you have evaluated your opportunity and committed yourself to getting involved you should be very pleased with your results. If you are truly passionate and give your all, it will be virtually impossible for you to fail. Be confident that you have chosen the right mlm business. While an mlm business isn’t for everyone, it has proven, for those who have selected it, to be a very effective way to create an alternate stream of revenue without the expense of a traditional business.

About the Author: Eric Wilkes is a web designer, network marketer, communications expert, and author specializing in helping others grow their mlm enterprises by utilizing successful marketing techniques: the telephone, the written word, and the internet. For more information visit


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Commonwealth Bank of Australia CEO apologies for financial planning scandal

By n9LwR4 On January 15th, 2016

Thursday, July 3, 2014 

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

South African prosecutors charge ANC leader Jacob Zuma with corruption

By n9LwR4 On January 15th, 2016

Saturday, December 29, 2007 


Corruption-related charges have been brought against Jacob Zuma, the newly-elected leader of the African National Congress (ANC), according to his lawyer. A trial is scheduled to begin on August 14, 2008.

The charges stem from an arms deal with a French company, which is alleged to have involved bribes and fraud. Zuma’s financial adviser at the time, Schabir Shaik, was convicted in 2005 of attempting to solicit a bribe of US$72,500 per year from the arms company on Zuma’s behalf and was sentenced to 15 years in prison. Zuma was fired as deputy president in 2005 by South African President Thabo Mbeki due to the scandal.

Two-term ANC leader Mbeki recently lost an ANC leadership contest to Jacob Zuma, who garnered about 60 percent of delegate votes in his win.

Zuma had been charged with corruption in 2005, but the case was dismissed on procedural grounds. Michael Hulley, Zuma’s defence lawyer, indicated that they will strongly contest the new charges in court. Hulley also suggested that the South African government’s National Prosecuting Authority (NPA) and its anti-organised crime division known as The Scorpions, have carried out a smear campaign against Zuma.

“These charges will be vigorously defended, in the context of the belief that the Scorpions (NPA) have acted wrongly and with improper motive calculated to discredit Mr. Zuma and ensure that he play no leadership role in the political future of our country,” said Michael Hulley in a statement.

Given that the ANC has been the governing party in South Africa since the end of apartheid in 1994, it is likely that Jacob Zuma could become the next president after general elections in 2009. Zuma has said, however, that he would resign if he was found guilty by the courts.

Used Auto Parts * Present Times Money Saving Bed

By n9LwR4 On November 16th, 2015

Read An Opinion On:

Used Auto Parts * Present Times Money Saving Bed


Sania Sinha

Within our times today, financial meltdown devours virtually every nation and state. As a result, the requirement for an expedient existing especially in terms of travel can be a necessity to every person. With that issue, almost everybody eager’s to possess a new car. Plenty of car entrepreneurs linked in online store has many selection of vehicles and auto elements. And also, junkyards along with car retailers in the town can also be present. This will depend to someone which to be able to prefer in acquiring this sort of car parts of the body. This really is strategies for customers who want to buy a reasonable car parts and also add-ons that fits towards the budget.

Well-choose car body parts include the most crucial issue when it comes to car modifying regardless of whether it can be previously used car portion. Probably because, the actual car limbs is definitely an attention catcher and head-turner to any or all race fans available. But, of course, no one desires to stay entire day time sifting by means of used body parts and become oily and also dirty. That’s why on the web car stores/shops uncover its method to the marketplace. It becomes an easy way to acquire utilised auto/car or vehicle body parts along with equipment, which can be dealing with your archives regarding online sites in which focus on just about all car models as well as manufacturers before getting. Nevertheless, consumers must be aware which a few problems may possibly arise as you go along when choosing at online shops. Here are some examples:

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–\tWhen buying on the web, the particular being compatible with the used car parts online include the principal issue considering that images on the web is significantly less always as dependable.

–\tPurchasing on-line implies that used car parts can not be examined literally consequently deciding its attributes and gratifaction is actually difficult.

The car suppliers developed a fresh car part of the body is dependent upon the demand of the particular car consumers. That’s the reason why your junkyard and also the car market are generally growing. There’s a lot of positive aspects, one among that is certainly you receive guarantee along with quality in regards to the used truck parts from your traders. They will provided a warrantee in the parts of the body that you just acquire. By ordering second-hand car parts via junkyards, you can search and also risk-free the various components physically. Doing so will give you the chance confirm if your used auto parts you are planning to buy really work?

To summarize, when you plan to get used auto parts it is crucial to check on and examine the product quality and also guarantee of the car limbs. It can be better than buy the car parts by means of private dealers. By doing this, you could capable of getting lower price and also trustworthy materials that you want to purchase. To produce a great choice you should find suggestions with an knowledgeable auto technician as a way to select second-hand car, auto or perhaps used truck parts that are agreeable in your car product. On the other hand, you can even now purchase on the initial motor vehicle elements by way of traveling to automobile store like Honda, Toyota, Mitsubishi, as well as Cars whether or not this suits for a budget.

For more to know please visit at:

Author, Sania Sinha, Jr. specializes in writing used engines, used car parts,

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& used car parts locator Subjects.

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UK company “seriously considering” GPS tracking devices in school uniforms

By n9LwR4 On November 16th, 2015

Saturday, August 25, 2007 

The leading supplier of school uniforms in the United Kingdom, Lancashire-based manufacturer Trutex, has announced it is “seriously considering” including GPS tracking devices in future ranges of its uniform products after conducting an online survey of both parents and children.

“As a direct result of the survey, we are now seriously considering incorporating a [tracking] device into future ranges” said Trutex marketing director Clare Rix.

The survey questioned 809 parents and 444 children aged nine to 16. It showed that 44% of parents were worried about the safety of pre-teen children, and 59% wanted tracking devices installed in school apparel. 39% of children aged nine to 12 were prepared to wear clothing with tracking devices in them, while teenagers were notably less enthusiastic and more wary of what Trutex has admitted they see as a “big brother” concept.

However, Trutex has claimed the tracking devices would bring about worthwhile benefits, including being a valuable resource for parents who wanted to keep a close eye on where their children were at all times.

“As well as being a safety net for parents, there could be real benefits for schools who could keep a closer track on the whereabouts of their pupils, potentially reducing truancy levels” says Rix.

Each year, Trutex supplies 1 million blouses, 1.1 million shirts, 250,000 pairs of trousers, 20,000 blazers, 60,000 skirts and 110,000 pieces of knitwear to the UK.

It is not the first company to manufacture school uniforms with a central focus on child safety; last week Essex firm BladeRunner revealed it was selling stab-proof school blazers to parents concerned about violence against their children. The blazers were outfitted with Kevlar, a synthetic fibre used in body armour. It has already received orders internationally, including Australia.

If the Trutex tracking devices go ahead, it is unclear where in the uniform they will be located.

US stock markets reach 12-year lows

By n9LwR4 On November 12th, 2015

Thursday, March 5, 2009 

US stock markets dropped to twelve-year lows on Thursday, amidst falling confidence in the financial sector and worries over whether the US automobile manufacturer General Motors will be able to keep operating.

The Dow Jones Industrial Average dropped by 4.08%, or 280.52 points, at the closing bell, reaching a level of 6595.32, a new 12-year low. The Nasdaq Composite lost 54.15 points, or 4%, to 1299.59, while the Standard & Poor’s 500 plunged by 30.27 points, or 4.25%, closing at 682.60.

Every stock in the Dow Jones, other than Wal-Mart, either lost ground or remained even, and all stocks in the S&P 500 index lost ground.

General Motors’ shares lost 15.5% after the auto firm announced that its auditors had “substantial doubt” over whether it would be able to keep operating.

Shares of financial companies were lower by nine percent, with Bank of America losing 11.7% and Citigroup falling by 9.7%.

“What’s most worrisome is that we haven’t hit the crescendo yet,” said Bill Groeneveld, the head trader for vFinance Investments. “Asset-management divisions are getting calls to just liquidate everything, and we haven’t seen the big players come back in at all.”

“This is one of the worst bear markets in the last 100 years; it started out with the credit crisis and the subprime [loans], but it is like a forest fire that has raced across the clearing and ignited other parts: Autos, auto parts, the insurance companies have been hit very hard. The credit crisis is causing an unraveling of industry after industry because the banks don’t lend,” said David Dreman, the chief investment officer of Dreman Value Management.

European markets were also lower today, with the London’s FTSE index losing 3.2% and the DAX index of Germany falling by five percent.

Electric vehicles can be less green than classic fuel cars, Norwegian study finds

By n9LwR4 On November 12th, 2015

Sunday, October 7, 2012 

A Norwegian University of Science and Technology study released Thursday found electric vehicles have a potential for higher eco-toxicity and greenhouse impact than conventional cars. The study includes an examination of the electric car’s life cycle as a whole rather than a study of the electric car’s environmental impact during the use phase.

The researchers conducted a comparison of the environmental impact of electric cars in view of different ratios of green-to-fuel electricity energy sources. In the case of mostly coal- or oil-based electricity supply, electric cars are disadvantageous compared to classic diesel cars with the greenhouse effect impact being up to two times larger.

The researchers found that in Europe, electric cars pose a “10% to 24% decrease in global warming potential (GWP) relative to conventional diesel or gasoline vehicles”.

The researchers suggest to improve eco-friendliness of electric vehicles by “reducing vehicle production supply chain impacts and promoting clean electricity sources in decision making regarding electricity infrastructure” and using the electric cars for a longer time, so that the use phase plays a more important role in the electric vehicle life cycle.

Spending Less And Still Having Fun On Family Outings

By n9LwR4 On November 10th, 2015

Submitted by: Colby Brister

Your Budget And Your Time Are Primary Considerations

The options you have for you family outing are naturally also determined by the time and the money that you are prepared to spend for it. You cannot go on an outing without having a rough estimate of what you will be spending. This is quickly done by making a pair of lists.

List Down The Items You Need To Buy For Family Outings

The first list should contain the names of the supplies that will be obliged to buy during the trip. People taking their own cars will need to purchase enough gasoline for a round trip. People without cars will need to have fare money. If you are not using your car, don t stuff your knapsack with drinks. Most probably, you won t be opening a lot of them because you will want to buy cold drinks by the road. A water bottle for each member of the family will do.

How much you are willing to spend for meals will dictate whether you should prepare the home-made food or not. Unless you are purposely visiting a place to taste their food specialty, you are better off cooking at home. Otherwise, you should make inquiries about the current cost of food in the place you have selected for the outing.

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Think About Items You Can Bring With You

Food is best prepared at home unless the purpose of the outing is to eat out. Simple but healthy food is sufficient for family outings. Large home-made burgers with lettuce and tomatoes will be enough since you and your kids will be busy looking at the sights and having fun.

Unless you are bringing your car on the trip, you cannot burden yourself with too many things in the knapsack. A few water bottles are good. Liquids can be heavy and people don t usually like drinking lukewarm liquids. You will probably be buying cold drinks on the road.

Plan Your Activities For The Family Outings

Let the kids give their suggestions about where to go and what to do there. That day is, after all, for them. However, you should contribute your own ideas if you think theirs are not too good. For a fun outing, a playground with modern playing facilities is a good destination. Just inquire before hand whether there is a place for eating the food you prepared, a store to buy cold drinks from and a working (!) washroom.

A well guarded conservation park in the country is not a bad location for a family outing. The place will need to have guards though.

A productive outing is something along the lines of a fishing trip. You will need to know something about that, of course. If you happen to have chosen a stream to cast bait in, your companions can bathe while you fish. Just be sure they are some distance away from the range of your line.

You family outings need not be overly expensive if everyone is enjoying the sights and the activities in the place. It is doing nothing and having nothing interesting to look at that pushes kids to go to the store to entertain themselves by buying things.

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About the Author: Colby Brister is a writer for My Baby Bedding Shop and is the loving parent of two. His children are all grown up now but he loves writing about children and giving tips on certain scenarios that parents are faced. Colby would like for you to check out his

Baby Crib Bedding Sets


JoJo Designs Crib Bedding



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Pennsylvania man admits to June 25 beating of elderly woman

By n9LwR4 On November 9th, 2015

Wednesday, July 6, 2005 

Joshua J. Goyette allegedly confessed to breaking into a Saxonburg, Pennsylvania retirement home and beating 86-year-old Gertrude “Trudy” Johanson in the early morning of June 25, 2005. The crime, which shocked the small community north of Pittsburgh, was not the only one which occurred recently at area retirement homes. Goyette is also suspected in a May incident where another apartment at the Commons of Saxonburg was broken into through a first floor window and the 90-year-old woman inside was groped while she slept.

Goyette, 25, has addresses listed in court documents in New Bedford, Massachusetts; and in Saxonburg, Pennsylvania, his mother’s home.

The alleged confession was given last Thursday, June 30, 2005, in New Bedford, Massachusetts, to Pennsylvania state police investigators. Goyette is currently being held in the Butler County prison in lieu of $300,000 cash bond. He faces charges of attempted homicide, aggravated assault, burglary and criminal mischief.

England’s elderly face human rights breaches in home care system

By n9LwR4 On November 9th, 2015

Wednesday, November 23, 2011 

A report published today by the Equality and Human Rights Commission (EHRC) finds that, in many cases, England’s home care system breaches the human rights of the elderly it is supposed to serve. The Close to home: older people and human rights in home care report is the result of a twelve-month investigation into care generally provided by local authorities.

Approximately half of those receiving home care, plus friends and family, providing evidence to the inquiry were satisfied with the quality of care provided. However, the report stresses that there are “systemic problems” arising from “a failure to apply a human rights approach to home care provision”. The report asserts that it is generally not the fault of individuals providing care, but serious problems exist as local authorities seem unaware of their obligations under the Human Rights Act and fail to commission, procure, and monitor care accordingly.

The report says articles two, three and eight of the European Convention on Human Rights are frequently being breached. These, respectively, cover an individual’s right to life, protection from inhumane and degrading treatment, and respect for dignity and personal independence. Criticisms include that care is not provided in a common-sense manner, and funding of care for the elderly is at lower levels than for younger people with similar problems and needs.

The EHRC’s investigation highlights a range of recurring complaints and attempts to identify the underlying causes; cost is repeatedly mentioned, with use of the private-sector leading to some local authorities offering a “one size fits all” service leaving many elderly feeling they are “a task to be undertaken” and have “little or no choice” as to help received, or when care workers visit. A failure to invest in care workers is noted, with significant responsibility and the wide range of skills required being rewarded with low pay and status; this, the report states, adversely impacts staff retention and, a high turnover of care workers can put the security of care recipients at-risk.

Within the wider investigation, a commissioned independent social report by The Arndale Centre conducted in-depth interviews with a cross-section of 40 elderly individuals receiving home care. As-stressed in the report, those selected were not on the basis of good, or bad, experiences with their – mainly local authority-provided – care. It highlights a widespread feeling amongst those interviewed that they are treated “like a number”, and that aspects of the care provided lead to, or fail to resolve, feelings of social isolation.

The Manchester-based Arndale Centre report concludes that, “[t]he general picture is of a wider home care system in which older people are not effectively involved: which they do not understand, and which does not often make the extra effort required to involve them in ways tailored to their state of health and other needs”.

A recurring theme in the responses of those interviewed is the social isolation that their home care is not adequately addressing. One male interviewee in his seventies who previously used a scooter to get about said in his interview, “I haven’t been out of the house now for about four weeks. I daren’t. The last time I went out on the scooter I hit the kerb and it frightened the living daylights out of me.” Another, an 85-year-old woman who lives alone, expressed sadness at her inability to do normal things, “I would love to go to town to do some shopping. I haven’t been to town for about two years… Wander round the town and have a cup of tea… I’d love that.”

The social isolation many elderly experience was summed up neatly by another woman in her eighties in her interview: “When you go now, I will maybe not talk to anybody till tomorrow; maybe the whole of tomorrow nobody to talk [to]… face to face. Nobody will knock on that door, that is it, a life of isolation.”

The EHRC, having commissioned this report in the face of funding changes and reform of the care system, intends to press for legislative changes to ensure those receiving care at home are given the same protections under the Human Rights Act as those in residential care. In the conclusions of their report they offer to work with, and support, local authorities in understanding and delivering care that respects peoples’ rights and dignity; and, recommend better guidance as to the choices available to the elderly, and their families, be made available.